I think i,m correct when i say if you put a 2nd driver on it will bring the price down, when i put my wife on my insurance it came down £100 , dont ask me why but i have done it a couple of times now .
I just insured the wife on here own car was £250, put me on allthough i have my own insurance plus a traders policy and it dropped to £217.
So it might be worth puttin mum or dad on as a NAMED driver not the main driver and see what
happens .
Good luck
Steve