hi John a very clever analysis, i envy you!
I dont fully understand what you mean, so any pics/further details to explain the pipe layout would be great. Ive always been interested to find the fatal flaw of the BIS, afer finding my thermostat clogged up with a porridge like substance after 16 years (presurmably corrosion deposits) i put the over heating/head gasket troubles down to thermostat blockages from the corrosion preventing the thermostat to open. Its recommended the thermostat is cleaned out once ever couple of years. It obvious that the radiator is too small, and inadeuqate and in the wrong place! (like the hillman imps which were prone to headgaskets blowing being a rear engined car!)
However i like the sound of your new theory!

wouldnt it be great to find a simple mod (for the sake of a couple of pence, and not a thermostat relocation kit costing £120, in many cases not making any difference) which would make the BIS as reliable as the air-cooleds!
Thanks John! keep us posted
regards
Chris