Hi, I've got an air cooled and a bis, I have to say my love is for the air cooled over the bis, but as I saw the bis in a scrap yard I had to have it
The bis has got its limitations, you can't realy modify the engine with off the shelf tuning spares like the air cooled so your stuck with the original unless you spend more on it, on another note the engine is famous for being unreliable, but talking to members on here and driving mine, they only break if you don't keep them maintained
I have to say the bis will be the one that's worth the more in the long run as they are getting pretty rare especially with the original layout, and it does attract more people at a supermarket as other people see you put shopping in the front and back

If you want to have a less maintenance car then the air cooled is the one but as you have noticed the original British 126 is pretty hard to find so an import is the only feasible option, which isn't a bad thing they are still great cars, just keep an eye out for more rust as they weren't made for the British weather
Hope I've helped
Will