Your insurance (in the uk) is unbelivably high, i mean if the car was worth 500pounds, it ment you would completely total it 2 times a year for the numbers to add up. i paid about 100 pounds for my yearly insurance...
as for the bumpers, what i wrote is if you wanted it to look like a original chrome bumper model, you could leave the holes in the front and back sides, but you would still have to do the doors... im not a teenager anymore but eating, sleeping and moaning are my favourite hobbys too [-/